This is my second post in a row related to buying gifts, but considering that Black Friday is on the approach, and Christmas right after, it seems only appropriate that a little more emphasis be placed on this topic. Let me preface this post by saying that I’m not the most imaginative shopper, I can’t […]
Tis the Season for Layaway
Christmas is coming up and fast! This time of the year means a lot of different things for a lot of different people, but gift giving seems to the one commonality we all share. There is nothing wrong with that, after all, we are taught that giving is far more fulfilling than receiving. Though the […]
How to Crush Your Debt
People find debt to be more daunting than it actually is. There’s a good reason for that, they simply don’t have the discipline necessary to tackle it head on. I know this sounds overly simplified, but paying debt down isn’t nearly as hard you one would think. I’m not saying that it happens overnight, or […]
Earning Extra Cash
While I preach about staying out of debt, chances are if you are reading this blog then I wasn’t able to catch you in time. That is perfectly OK, it really is never too late to start caring about your finances. The sooner you recognize that you have a debt problem, the sooner you can […]
Debt is like Quicksand
Imagine this, we go from our sheltered lives of having our parents pay for everything, and then all of a sudden we move out and are thrusted into adulthood. Just because the age on our license determines whether or not we are legally adults, this doesn’t mean that all of us prepared adults in the […]