If you are getting ready to retire and youth diligently saved for your upcoming retirement date, stuffed money into your 401(k) and IRA, paid off your mortgage and kept your debts extremely low, you’ll more than likely be able to retire wherever you like (within reason, of course). Unfortunately, many people who are now entering […]

There are many reasons that a retired person would want to continue working, including not having saved enough for retirement, wanting to stay active or just needing to do something to stave off boredom. Unfortunately, many retirees today find themselves faced with the first reason, that being that they haven’t saved enough money to be […]

If you’re getting close to retirement age you may have thought a lot about exactly when and what age to retire but, more than likely, you haven’t thought about the actual, specific date itself. The fact is, the actual month that you retire can affect a number of things including your work benefits, Social Security […]

Whenever you have a situation where program costs exceed the current tax income the Social Security trust fund reserves are there to pay Social Security benefits  to millions of retirees.  At their 73rd annual Board of Trustees report it was shown that the trust fund finances are largely unchanged from last year. To most people […]

Welcome back for Part 2.  We hope that we weren’t too harsh in Part 1 but the fact is that, if you are near or over 50 and you don’t have a retirement ‘nest egg’ built yet you really have to get your, ahem, stuff together so that you’re not left having to bag groceries […]

If you’re in your 40’s or may even almost 50 and you don’t have any retirement savings yet you might think that it’s too late and, well, you’re screwed.  But luckily that’s not the case.  Assuming that you’re making above the minimum wage and earning a decent paycheck (and that you’re not waist deep in […]