Debt reduction works by consolidating all non-secured debts, such as credit cards and medical and tuition bills into one monthly payment, usually substantially lower than the combined payments a debtor is currently making. The way that debt reduction works, is that the consumer pays the agreed upon monthly amount to the consolidation company and gives […]
How to Crush Your Debt
People find debt to be more daunting than it actually is. There’s a good reason for that, they simply don’t have the discipline necessary to tackle it head on. I know this sounds overly simplified, but paying debt down isn’t nearly as hard you one would think. I’m not saying that it happens overnight, or […]
Earning Extra Cash
While I preach about staying out of debt, chances are if you are reading this blog then I wasn’t able to catch you in time. That is perfectly OK, it really is never too late to start caring about your finances. The sooner you recognize that you have a debt problem, the sooner you can […]
Debt Can be a Downer
We tend to think of debt as an evil term, as well we should! Despite what you may hear from some people, money truly does make the world go around. If it wasn’t for money we wouldn’t be able to go to restaurant and expect to be cooked for and served. It if was for […]
Debt is like Quicksand
Imagine this, we go from our sheltered lives of having our parents pay for everything, and then all of a sudden we move out and are thrusted into adulthood. Just because the age on our license determines whether or not we are legally adults, this doesn’t mean that all of us prepared adults in the […]