Having a low or poor credit score can make life extremely complicated these days. Aside from affecting your ability to qualify for financing, a poor credit score can hurt your ability to find a place to live or land your dream job. Many businesses now look at your credit score as a sign of your […]
5 of the Biggest Credit Card Mistakes You Can Make
Credit score is the most important factor when it comes to lenders viewing if you are not only a responsible borrower, but also entitled to the most favorable rates. With the average credit score of 667 according to a recent study by Experian, those applying for credit will not be granted the best rates available, […]
Some Facts to Consider before Filing for Bankruptcy
For many consumers the thought of having to file bankruptcy can cause quite a bit of anxiety. The fact is however that, even though here at this blog we believe that everyone has a moral obligation to repay their debts, in some cases bankruptcy might be the only course of action that’s available. If that’s […]
Can you improve your credit in 15 Minutes a day? Yes you can
More and more people are realizing that maintaining a high credit score and understanding their credit is vital to their financial well-being as well as their life in general. The fact is, financial stability is so important that even people who have romantic interests are looking at credit together in order to make sure that […]
The Biggest Credit Mistake People Make
Many people ask us questions about why their credit reports aren’t as good as they think they should be. Frankly, in many cases it’s because of irresponsible financial choices like failing to pay bills on time. Indeed, if you’re looking to wreck your credit score there is no faster way than to fall behind on […]
Tips for Buying on Credit
Buying on credit has become extremely popular and common, and people all over the country are using their credit cards and other lines of credit to make major purchases. The problem, though, is that many people find that they are unable to pay the accumulating interest rates and make payments on their purchases months and […]
Simple Ways to Stay Out of Debt
Debt is a simple concept, and a problem that happens to far too many people around the country. Unfortunately, though, the more you buy and the less you are able to pay, the more likely you run into debt problems – especially in a poor economy where people default on payments and loans after losing […]