When it comes to picking stocks, there are few people better than those who win the Fund Manager of the Year Award from Morningstar, which is akin to winning the Oscar for filmmaking. Below are the Top 3 Tips given by 2 fund managers who’ve won the award, tips that should help the average investor […]
Is Data Mining a fair way to set Insurance Rates?
With computer technology advancing by leaps and bounds, it’s no surprise that insurance companies have started using sophisticated software to help them determine what rates to charge their customers. While the insurance industry calls the process “price optimization”, consumer advocates call it biased and believe that they are using it to avoid insuring high risk […]
Better Late Than Never: How to Avoid Late Fees at All Costs
There’s nothing like kicking a person while they’re down. Late fees are fun for no one but they’re also very easily avoided. Keeping careful track of your bills is one way to avoid accruing late fees but sometimes they’re downright unavoidable. When you hit a snag and don’t want the fees piling up on you, […]
Tips on How Long to Keep your Tax Records
There is an old saying that goes “nothing lasts forever” but, if you look at the tax record-keeping system that some consumers have, you might believe just the opposite. Many people keep every single scrap of tax evidence that they’ve ever gotten “just in case” but the fact is that, in most cases, this simply […]
That “debt collector” who’s been harassing you? It’s a scam artist
It’s a scenario that’s happening more and more across the country. A person’s phone rings and when they answer it they’re confronted with someone claiming to be a debt collector or representing a debt collection agency. Using a variety of tactics that border on abusive, these con artists do their best to persuade the people […]
Tax Fraud due to Identity Theft on the Rise – How to Protect Yourself
It was recently reported that billions of dollars are being stolen every year by identity thieves filing fraudulent tax returns. Indeed, 43 states that collect taxes are reporting that their offices are being flooded with bogus tax returns, which shows that the IRS certainly isn’t the only target of these thieves. A recent report from […]
Talk about combining work and play: $1 million working ‘vacation’ offered
Here’s a little something different today instead of the usual personal-finance blog. Enjoy. In what may well be the average (and above average) person’s lifelong dream, luxury travel companies Luxury Travel Intelligence and VeryFirstTo.com are searching for someone (or possibly a couple) to travel around the world for one year on their dime. The trip […]